Home Insurance in North Robinson, Ohio
Homes in North Robinson carry a median value of $93,000 - 32% lower than the Crawford County median.
The median home in North Robinson was built in 1939 or earlier. About 84% of homes were built before 1960, about 32 points above Crawford County's 52%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In North Robinson, the housing stock is 94% single-family homes.
18% of owner-occupied homes in North Robinson carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
North Robinson has an owner-occupancy rate of 89% and a vacancy rate of 7%; unoccupied homes typically need a different coverage form.
88% of homes in North Robinson are primarily heated with natural gas.
Crawford County had 50 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Low). See the full Crawford County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Ohio carries a statewide average premium of $1,116 per year.
Key figures
| Median home value | $93,000 |
|---|---|
| Median year built | 1939 or earlier |
| Owner-occupied share | 89% |
| Share of owner-occupied homes with a mortgage | 18% |
| Top county hazard | Hail (Relatively Low) |
| Active NFIP policies in Crawford County | 50 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)