Home Insurance in Rogers, Ohio
Homes in Rogers carry a median value of $100,000 - 34% lower than the Columbiana County median.
The typical home in Rogers was built around 1958. About 52% of homes were built before 1960, about 6 points above Columbiana County's 45%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Rogers is 80% single-family homes and 20% mobile or manufactured homes.
About 52% of owner-occupied homes in Rogers have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Rogers has an owner-occupancy rate of 69% and a vacancy rate of 21%; unoccupied homes typically need a different coverage form.
Homes heated with propane, fuel oil and wood can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. 51% of homes in Rogers are primarily heated with electricity.
What's the biggest home insurance risk near Rogers? FEMA's National Risk Index points to hail (Relatively Moderate) in Columbiana County and Columbiana County had 114 active NFIP flood policies as of September 2026. See the full Columbiana County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Ohio, the statewide average premium for a standard HO-3 homeowners policy is $1,116 per year (NAIC, 2023 data).
Key figures
| Median home value | $100,000 |
|---|---|
| Median year built | 1958 |
| Owner-occupied share | 69% |
| Share of owner-occupied homes with a mortgage | 52% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Columbiana County | 114 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
- New Waterford
- East Palestine
- Columbiana
- Lisbon
- Leetonia
- Washingtonville
- East Liverpool
- New Middletown
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)