HomeInsuranceQts

Home Insurance in Batavia, Ohio

The median home value in Batavia is $205,800, 23% lower than the Clermont County median.

Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Batavia was built around 1955. About 60% of homes were built before 1960, about 42 points above Clermont County's 19%.

Housing in Batavia breaks down to 68% single-family homes and 24% apartments in buildings with 5+ units.

62% of owner-occupied homes in Batavia carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.

The vacancy rate is 4%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 58% of occupied homes in Batavia are owner-occupied.

58% of homes in Batavia are primarily heated with natural gas.

FEMA rates Clermont County's overall risk as Relatively Low, led by strong wind (Relatively High). Clermont County had 323 active NFIP flood policies as of September 2026. See the full Clermont County home insurance overview for all FEMA hazard ratings and flood coverage details.

According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Ohio carries a statewide average premium of $1,116 per year.

Key figures

Median home value$205,800
Median year built1955
Owner-occupied share58%
Share of owner-occupied homes with a mortgage62%
Top county hazardStrong Wind (Relatively High)
Active NFIP policies in Clermont County323
Home insurance premium$1,116 - statewide average (NAIC, 2023 data)
Key home insurance figures for Batavia, OH

Nearby towns

Sources

Data last updated: 2026-09-29