Home Insurance in Jacksonburg, Ohio
Homes in Jacksonburg carry a median value of $155,400 - 40% lower than the Butler County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Jacksonburg was built around 1972. About 27% of homes were built before 1960, about 1 point above Butler County's 26%.
Housing in Jacksonburg breaks down to 100% single-family homes.
18% of owner-occupied homes in Jacksonburg carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
All occupied homes in Jacksonburg are owner-occupied.
Most homes in Jacksonburg - 73% - are primarily heated with electricity. Homes heated with fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
What's the biggest home insurance risk near Jacksonburg? FEMA's National Risk Index points to tornado (Relatively High) in Butler County and Butler County had 678 active NFIP flood policies as of September 2026. See the full Butler County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Ohio, the statewide average premium for a standard HO-3 homeowners policy is $1,116 per year (NAIC, 2023 data).
Key figures
| Median home value | $155,400 |
|---|---|
| Median year built | 1972 |
| Owner-occupied share | 100% |
| Share of owner-occupied homes with a mortgage | 18% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in Butler County | 678 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)