Home Insurance in Buckland, Ohio
With a median home value of $104,800, Buckland is 45% lower than the Auglaize County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The median home in Buckland was built in 1939 or earlier. About 72% of homes were built before 1960, about 28 points above Auglaize County's 44%.
The housing stock in Buckland is 93% single-family homes.
In Buckland, about 66% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Buckland has an owner-occupancy rate of 74% and a vacancy rate of 4%; unoccupied homes typically need a different coverage form.
In Buckland, 49% of homes are primarily heated with propane. Homes heated with propane and fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
What's the biggest home insurance risk near Buckland? FEMA's National Risk Index points to earthquake (Relatively Low) in Auglaize County and Auglaize County had 127 active NFIP flood policies as of September 2026. See the full Auglaize County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
The statewide average premium for a standard HO-3 homeowners policy in Ohio is $1,116 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $104,800 |
|---|---|
| Median year built | 1939 or earlier |
| Owner-occupied share | 74% |
| Share of owner-occupied homes with a mortgage | 66% |
| Top county hazard | Earthquake (Relatively Low) |
| Active NFIP policies in Auglaize County | 127 |
| Home insurance premium | $1,116 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)