Home Insurance in Venturia, North Dakota
With a median home value of $22,300, Venturia is 74% lower than the McIntosh County median.
The typical home in Venturia was built around 1947. About 71% of homes were built before 1960, about 13 points above McIntosh County's 58%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Venturia, the housing stock is 83% single-family homes and 17% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
Almost no owner-occupied homes in Venturia carry a mortgage.
The vacancy rate is 17%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 95% of occupied homes in Venturia are owner-occupied.
Most homes in Venturia - 95% - are primarily heated with electricity.
FEMA rates McIntosh County's overall risk as Very Low, led by winter weather (Relatively Moderate). McIntosh County had 2 active NFIP flood policies as of September 2026. See the full McIntosh County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in North Dakota is $1,414 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $22,300 |
|---|---|
| Median year built | 1947 |
| Owner-occupied share | 95% |
| Share of owner-occupied homes with a mortgage | 0% |
| Top county hazard | Winter Weather (Relatively Moderate) |
| Active NFIP policies in McIntosh County | 2 |
| Home insurance premium | $1,414 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)