HomeInsuranceQts

Home Insurance in Randleman, North Carolina

With a median home value of $184,700, Randleman is 6% lower than the Randolph County median.

Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Randleman was built around 1981. About 38% of homes were built before 1960, about 20 points above Randolph County's 18%.

In Randleman, the housing stock is 83% single-family homes, 11% apartments in buildings with 5+ units and 2% mobile or manufactured homes.

In Randleman, about 69% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

About 61% of occupied homes in Randleman are owner-occupied. The vacancy rate is 10%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.

In Randleman, 68% of homes are primarily heated with electricity.

FEMA rates Randolph County's overall risk as Relatively Low, led by tornado (Relatively Moderate). Randolph County had 111 active NFIP flood policies as of September 2026. See the full Randolph County home insurance overview for all FEMA hazard ratings and flood coverage details.

In North Carolina, the statewide average premium for a standard HO-3 homeowners policy is $1,852 per year (NAIC, 2023 data).

Key figures

Median home value$184,700
Median year built1981
Owner-occupied share61%
Share of owner-occupied homes with a mortgage69%
Top county hazardTornado (Relatively Moderate)
Active NFIP policies in Randolph County111
Home insurance premium$1,852 - statewide average (NAIC, 2023 data)
Key home insurance figures for Randleman, NC

Nearby towns

Sources

Data last updated: 2026-09-29