Home Insurance in Weldon, North Carolina
The median home value in Weldon is $100,500, 5% lower than the Halifax County median.
The typical home in Weldon was built around 1958. About 54% of homes were built before 1960, about 28 points above Halifax County's 26%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
The housing stock in Weldon is 78% single-family homes, 11% apartments in buildings with 5+ units and 8% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
48% of owner-occupied homes in Weldon carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Weldon has an owner-occupancy rate of 52% and a vacancy rate of 13%; unoccupied homes typically need a different coverage form.
Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. Most homes in Weldon - 57% - are primarily heated with electricity.
Halifax County's top FEMA-rated hazard is winter weather (Relatively High), per FEMA's National Risk Index. Halifax County had 98 active NFIP flood policies as of September 2026. See the full Halifax County home insurance overview for all FEMA hazard ratings and flood coverage details.
In North Carolina, the statewide average premium for a standard HO-3 homeowners policy is $1,852 per year (NAIC, 2023 data).
Key figures
| Median home value | $100,500 |
|---|---|
| Median year built | 1958 |
| Owner-occupied share | 52% |
| Share of owner-occupied homes with a mortgage | 48% |
| Top county hazard | Winter Weather (Relatively High) |
| Active NFIP policies in Halifax County | 98 |
| Home insurance premium | $1,852 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)