HomeInsuranceQts

Home Insurance in Wesley Hills, New York

With a median home value of $909,800, Wesley Hills is 52% higher than the Rockland County median.

The typical home in Wesley Hills was built around 1976. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 16% of homes were built before 1960, about 12 points below Rockland County's 28%.

In Wesley Hills, the housing stock is 100% single-family homes.

In Wesley Hills, about 54% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

The vacancy rate is 6%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 91% of occupied homes in Wesley Hills are owner-occupied.

In Wesley Hills, 90% of homes are primarily heated with natural gas.

FEMA rates Rockland County's overall risk as Relatively Moderate, led by strong wind (Relatively High). Rockland County had 1,270 active NFIP flood policies as of September 2026. See the full Rockland County home insurance overview for all FEMA hazard ratings and flood coverage details.

According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in New York carries a statewide average premium of $1,801 per year.

Key figures

Median home value$909,800
Median year built1976
Owner-occupied share91%
Share of owner-occupied homes with a mortgage54%
Top county hazardStrong Wind (Relatively High)
Active NFIP policies in Rockland County1,270
Home insurance premium$1,801 - statewide average (NAIC, 2023 data)
Key home insurance figures for Wesley Hills, NY

Nearby towns

Sources

Data last updated: 2026-09-29