Home Insurance in Lindenwold, New Jersey
With a median home value of $173,600, Lindenwold is 40% lower than the Camden County median.
The typical home in Lindenwold was built around 1973. About 21% of homes were built before 1960, about 18 points below Camden County's 40%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Housing in Lindenwold breaks down to 34% single-family homes and 54% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
In Lindenwold, about 60% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Lindenwold has an owner-occupancy rate of 30% and a vacancy rate of 3%; unoccupied homes typically need a different coverage form.
Most homes in Lindenwold - 64% - are primarily heated with natural gas.
Camden County's top FEMA-rated hazard is winter weather (Very High), per FEMA's National Risk Index. Camden County had 1,560 active NFIP flood policies as of September 2026. See the full Camden County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in New Jersey is $1,551 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $173,600 |
|---|---|
| Median year built | 1973 |
| Owner-occupied share | 30% |
| Share of owner-occupied homes with a mortgage | 60% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Camden County | 1,560 |
| Home insurance premium | $1,551 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)