Home Insurance in Wrightstown, New Jersey
Homes in Wrightstown carry a median value of $256,300 - 28% lower than the Burlington County median.
The typical home in Wrightstown was built around 1966. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 35% of homes were built before 1960, about 11 points above Burlington County's 24%.
Housing in Wrightstown breaks down to 37% single-family homes and 38% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
In Wrightstown, about 79% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Wrightstown has an owner-occupancy rate of 37% and a vacancy rate of 15%; unoccupied homes typically need a different coverage form.
In Wrightstown, 44% of homes are primarily heated with natural gas. Homes heated with fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Burlington County's top FEMA-rated hazard is strong wind (Very High), per FEMA's National Risk Index. Burlington County had 3,127 active NFIP flood policies as of September 2026. See the full Burlington County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in New Jersey is $1,551 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $256,300 |
|---|---|
| Median year built | 1966 |
| Owner-occupied share | 37% |
| Share of owner-occupied homes with a mortgage | 79% |
| Top county hazard | Strong Wind (Very High) |
| Active NFIP policies in Burlington County | 3,127 |
| Home insurance premium | $1,551 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)