Home Insurance in Inglewood, Nebraska
The median home value in Inglewood is $135,600, 35% lower than the Dodge County median.
The typical home in Inglewood was built around 1981. About 22% of homes were built before 1960, about 19 points below Dodge County's 41%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in Inglewood is 65% single-family homes and 12% mobile or manufactured homes. The rest are 2-4 unit or other housing types.
In Inglewood, about 40% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 54% of occupied homes in Inglewood are owner-occupied.
Most homes in Inglewood - 51% - are primarily heated with natural gas.
What's the biggest home insurance risk near Inglewood? FEMA's National Risk Index points to hail (Relatively Moderate) in Dodge County and Dodge County had 838 active NFIP flood policies as of September 2026. See the full Dodge County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Nebraska, the statewide average premium for a standard HO-3 homeowners policy is $2,142 per year (NAIC, 2023 data).
Key figures
| Median home value | $135,600 |
|---|---|
| Median year built | 1981 |
| Owner-occupied share | 54% |
| Share of owner-occupied homes with a mortgage | 40% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Dodge County | 838 |
| Home insurance premium | $2,142 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)