HomeInsuranceQts

Home Insurance in Glenvil, Nebraska

Homes in Glenvil carry a median value of $104,200 - 33% lower than the Clay County median.

Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Glenvil was built around 1945. About 65% of homes were built before 1960, about 11 points above Clay County's 54%.

The housing stock in Glenvil is 92% single-family homes and 6% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.

In Glenvil, about 46% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

Glenvil has an owner-occupancy rate of 78% and a vacancy rate of 15%; unoccupied homes typically need a different coverage form.

In Glenvil, 76% of homes are primarily heated with natural gas.

FEMA rates Clay County's overall risk as Relatively Low, led by hail (Relatively High). Clay County had 15 active NFIP flood policies as of September 2026. See the full Clay County home insurance overview for all FEMA hazard ratings and flood coverage details.

According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Nebraska carries a statewide average premium of $2,142 per year.

Key figures

Median home value$104,200
Median year built1945
Owner-occupied share78%
Share of owner-occupied homes with a mortgage46%
Top county hazardHail (Relatively High)
Active NFIP policies in Clay County15
Home insurance premium$2,142 - statewide average (NAIC, 2023 data)
Key home insurance figures for Glenvil, NE

Nearby towns

Sources

Data last updated: 2026-09-29