HomeInsuranceQts

Home Insurance in Eagle, Nebraska

With a median home value of $172,800, Eagle is 32% lower than the Cass County median.

The typical home in Eagle was built around 1982. About 19% of homes were built before 1960, about 11 points below Cass County's 30%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.

The housing stock in Eagle is 93% single-family homes, 1% apartments in buildings with 5+ units and 6% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.

In Eagle, about 74% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.

Eagle has an owner-occupancy rate of 96% and a vacancy rate of 4%; unoccupied homes typically need a different coverage form.

79% of homes in Eagle are primarily heated with natural gas.

Cass County had 431 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Moderate). See the full Cass County home insurance overview for all FEMA hazard ratings and flood coverage details.

The statewide average premium for a standard HO-3 homeowners policy in Nebraska is $2,142 per year, according to the NAIC homeowners insurance report (2023 data).

Key figures

Median home value$172,800
Median year built1982
Owner-occupied share96%
Share of owner-occupied homes with a mortgage74%
Top county hazardHail (Relatively Moderate)
Active NFIP policies in Cass County431
Home insurance premium$2,142 - statewide average (NAIC, 2023 data)
Key home insurance figures for Eagle, NE

Nearby towns

Sources

Data last updated: 2026-09-29