Home Insurance in Grand Falls Plaza, Missouri
The median home value in Grand Falls Plaza is $250,000, 31% higher than the Newton County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Grand Falls Plaza was built around 1980. About 4% of homes were built before 1960, about 18 points below Newton County's 22%.
Housing in Grand Falls Plaza breaks down to 100% single-family homes.
52% of owner-occupied homes in Grand Falls Plaza carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 86% of occupied homes in Grand Falls Plaza are owner-occupied.
In Grand Falls Plaza, 61% of homes are primarily heated with natural gas.
Newton County's top FEMA-rated hazard is tornado (Relatively Moderate), per FEMA's National Risk Index. Newton County had 175 active NFIP flood policies as of September 2026. See the full Newton County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Missouri, the statewide average premium for a standard HO-3 homeowners policy is $1,589 per year (NAIC, 2023 data).
Key figures
| Median home value | $250,000 |
|---|---|
| Median year built | 1980 |
| Owner-occupied share | 86% |
| Share of owner-occupied homes with a mortgage | 52% |
| Top county hazard | Tornado (Relatively Moderate) |
| Active NFIP policies in Newton County | 175 |
| Home insurance premium | $1,589 - statewide average (NAIC, 2023 data) |
Nearby towns
- Shoal Creek Drive
- Cliff Village
- Redings Mill
- Dennis Acres
- Leawood
- Shoal Creek Estates
- Joplin
- Saginaw
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)