Home Insurance in Rogersville, Missouri
Homes in Rogersville carry a median value of $217,900 - close to the Greene County median.
The typical home in Rogersville was built around 2000. About 7% of homes were built before 1960, about 13 points below Greene County's 21%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Rogersville, the housing stock is 78% single-family homes and 11% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
86% of owner-occupied homes in Rogersville carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 57% of occupied homes in Rogersville are owner-occupied. The vacancy rate is 8%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In Rogersville, 56% of homes are primarily heated with natural gas.
Greene County's top FEMA-rated hazard is winter weather (Very High), per FEMA's National Risk Index. Greene County had 223 active NFIP flood policies as of September 2026. See the full Greene County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Missouri, the statewide average premium for a standard HO-3 homeowners policy is $1,589 per year (NAIC, 2023 data).
Key figures
| Median home value | $217,900 |
|---|---|
| Median year built | 2000 |
| Owner-occupied share | 57% |
| Share of owner-occupied homes with a mortgage | 86% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Greene County | 223 |
| Home insurance premium | $1,589 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)