Home Insurance in Glen Allen, Missouri
The median home value in Glen Allen is $127,500, 29% lower than the Bollinger County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Glen Allen was built around 1961. About 45% of homes were built before 1960, about 23 points above Bollinger County's 23%.
In Glen Allen, the housing stock is 90% single-family homes.
47% of owner-occupied homes in Glen Allen carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Glen Allen has an owner-occupancy rate of 89% and a vacancy rate of 39%; unoccupied homes typically need a different coverage form.
Most homes in Glen Allen - 53% - are primarily heated with natural gas.
Bollinger County had 17 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is earthquake (Relatively Low). See the full Bollinger County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
In Missouri, the statewide average premium for a standard HO-3 homeowners policy is $1,589 per year (NAIC, 2023 data).
Key figures
| Median home value | $127,500 |
|---|---|
| Median year built | 1961 |
| Owner-occupied share | 89% |
| Share of owner-occupied homes with a mortgage | 47% |
| Top county hazard | Earthquake (Relatively Low) |
| Active NFIP policies in Bollinger County | 17 |
| Home insurance premium | $1,589 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)