Home Insurance in Drew, Mississippi
Homes in Drew carry a median value of $66,300 - 34% lower than the Sunflower County median.
The typical home in Drew was built around 1973. About 27% of homes were built before 1960, about 5 points above Sunflower County's 22%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Drew breaks down to 69% single-family homes and 24% apartments in buildings with 5+ units.
About 35% of owner-occupied homes in Drew have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 44% of occupied homes in Drew are owner-occupied. The vacancy rate is 13%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In Drew, 71% of homes are primarily heated with natural gas.
What's the biggest home insurance risk near Drew? FEMA's National Risk Index points to earthquake (Relatively Low) in Sunflower County and Sunflower County had 150 active NFIP flood policies as of September 2026. See the full Sunflower County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Mississippi carries a statewide average premium of $2,029 per year.
Key figures
| Median home value | $66,300 |
|---|---|
| Median year built | 1973 |
| Owner-occupied share | 44% |
| Share of owner-occupied homes with a mortgage | 35% |
| Top county hazard | Earthquake (Relatively Low) |
| Active NFIP policies in Sunflower County | 150 |
| Home insurance premium | $2,029 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)