Home Insurance in Anguilla, Mississippi
The median home value in Anguilla is $84,400, 14% lower than the Sharkey County median.
The typical home in Anguilla was built around 1975. About 26% of homes were built before 1960, about 9 points above Sharkey County's 17%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
The housing stock in Anguilla is 63% single-family homes, 6% apartments in buildings with 5+ units and 25% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 47% of owner-occupied homes in Anguilla have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Anguilla has an owner-occupancy rate of 66% and a vacancy rate of 9%; unoccupied homes typically need a different coverage form.
In Anguilla, 60% of homes are primarily heated with electricity.
What's the biggest home insurance risk near Anguilla? FEMA's National Risk Index points to hurricane (Relatively Low) in Sharkey County and Sharkey County had 163 active NFIP flood policies as of September 2026. See the full Sharkey County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Mississippi is $2,029 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $84,400 |
|---|---|
| Median year built | 1975 |
| Owner-occupied share | 66% |
| Share of owner-occupied homes with a mortgage | 47% |
| Top county hazard | Hurricane (Relatively Low) |
| Active NFIP policies in Sharkey County | 163 |
| Home insurance premium | $2,029 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)