Home Insurance in Corinth, Mississippi
Homes in Corinth carry a median value of $177,100 - 25% higher than the Alcorn County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Corinth was built around 1977. About 21% of homes were built before 1960, about 7 points above Alcorn County's 14%.
The housing stock in Corinth is 67% single-family homes, 13% apartments in buildings with 5+ units and 5% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 54% of owner-occupied homes in Corinth have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 50% of occupied homes in Corinth are owner-occupied. The vacancy rate is 13%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In Corinth, 51% of homes are primarily heated with electricity.
Alcorn County's top FEMA-rated hazard is earthquake (Relatively Low), per FEMA's National Risk Index. Alcorn County had 90 active NFIP flood policies as of September 2026. See the full Alcorn County home insurance overview for all FEMA hazard ratings and flood coverage details. Earthquake damage is excluded from a standard homeowners policy.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Mississippi carries a statewide average premium of $2,029 per year.
Key figures
| Median home value | $177,100 |
|---|---|
| Median year built | 1977 |
| Owner-occupied share | 50% |
| Share of owner-occupied homes with a mortgage | 54% |
| Top county hazard | Earthquake (Relatively Low) |
| Active NFIP policies in Alcorn County | 90 |
| Home insurance premium | $2,029 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)