Home Insurance in Glenwood, Minnesota
Homes in Glenwood carry a median value of $179,400 - 30% lower than the Pope County median.
The typical home in Glenwood was built around 1958. About 55% of homes were built before 1960, about 15 points above Pope County's 40%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Glenwood, the housing stock is 68% single-family homes and 28% apartments in buildings with 5+ units.
In Glenwood, about 57% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 68% of occupied homes in Glenwood are owner-occupied. The vacancy rate is 11%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
Most homes in Glenwood - 69% - are primarily heated with natural gas.
FEMA rates Pope County's overall risk as Very Low, led by winter weather (Relatively Moderate). Pope County had 11 active NFIP flood policies as of September 2026. See the full Pope County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Minnesota, the statewide average premium for a standard HO-3 homeowners policy is $1,988 per year (NAIC, 2023 data).
Key figures
| Median home value | $179,400 |
|---|---|
| Median year built | 1958 |
| Owner-occupied share | 68% |
| Share of owner-occupied homes with a mortgage | 57% |
| Top county hazard | Winter Weather (Relatively Moderate) |
| Active NFIP policies in Pope County | 11 |
| Home insurance premium | $1,988 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)