Home Insurance in St. Anthony, Minnesota
Homes in St. Anthony carry a median value of $387,500 - close to the Hennepin County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in St. Anthony was built around 1972. About 29% of homes were built before 1960, about 7 points below Hennepin County's 36%.
Housing in St. Anthony breaks down to 50% single-family homes, 45% apartments in buildings with 5+ units and 2% mobile or manufactured homes.
In St. Anthony, about 65% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
St. Anthony has an owner-occupancy rate of 60% and a vacancy rate of 7%; unoccupied homes typically need a different coverage form.
In St. Anthony, 75% of homes are primarily heated with natural gas.
FEMA rates Hennepin County's overall risk as Relatively High, led by tornado (Very High). Hennepin County had 959 active NFIP flood policies as of September 2026. See the full Hennepin County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Minnesota, the statewide average premium for a standard HO-3 homeowners policy is $1,988 per year (NAIC, 2023 data).
Key figures
| Median home value | $387,500 |
|---|---|
| Median year built | 1972 |
| Owner-occupied share | 60% |
| Share of owner-occupied homes with a mortgage | 65% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in Hennepin County | 959 |
| Home insurance premium | $1,988 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)