Home Insurance in Barton Hills, Michigan
The median home value in Barton Hills is $1,410,000, 277% higher than the Washtenaw County median.
The typical home in Barton Hills was built around 1960. About 51% of homes were built before 1960, about 26 points above Washtenaw County's 25%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Housing in Barton Hills breaks down to 100% single-family homes.
About 53% of owner-occupied homes in Barton Hills have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 99% of occupied homes in Barton Hills are owner-occupied.
84% of homes in Barton Hills are primarily heated with natural gas.
What's the biggest home insurance risk near Barton Hills? FEMA's National Risk Index points to strong wind (Relatively High) in Washtenaw County and Washtenaw County had 611 active NFIP flood policies as of September 2026. See the full Washtenaw County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Michigan is $1,110 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $1,410,000 |
|---|---|
| Median year built | 1960 |
| Owner-occupied share | 99% |
| Share of owner-occupied homes with a mortgage | 53% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Washtenaw County | 611 |
| Home insurance premium | $1,110 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)