Home Insurance in Maybee, Michigan
With a median home value of $251,000, Maybee is 10% higher than the Monroe County median.
The typical home in Maybee was built around 1957. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 53% of homes were built before 1960, about 19 points above Monroe County's 34%.
Housing in Maybee breaks down to 77% single-family homes and 5% apartments in buildings with 5+ units. The rest are 2-4 unit or other housing types.
In Maybee, about 79% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 63% of occupied homes in Maybee are owner-occupied.
98% of homes in Maybee are primarily heated with natural gas.
Monroe County's top FEMA-rated hazard is strong wind (Relatively High), per FEMA's National Risk Index. Monroe County had 884 active NFIP flood policies as of September 2026. See the full Monroe County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Michigan is $1,110 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $251,000 |
|---|---|
| Median year built | 1957 |
| Owner-occupied share | 63% |
| Share of owner-occupied homes with a mortgage | 79% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Monroe County | 884 |
| Home insurance premium | $1,110 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)