Home Insurance in Weymouth Town, Massachusetts
With a median home value of $552,100, Weymouth Town is 19% lower than the Norfolk County median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Weymouth Town was built around 1964. About 46% of homes were built before 1960, in line with Norfolk County (45%).
Housing in Weymouth Town breaks down to 60% single-family homes and 33% apartments in buildings with 5+ units.
About 70% of owner-occupied homes in Weymouth Town have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Weymouth Town has an owner-occupancy rate of 67% and a vacancy rate of 4%; unoccupied homes typically need a different coverage form.
Homes heated with fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. 46% of homes in Weymouth Town are primarily heated with natural gas.
What's the biggest home insurance risk near Weymouth Town? FEMA's National Risk Index points to inland flooding (Relatively High) in Norfolk County and Norfolk County had 5,629 active NFIP flood policies as of September 2026. See the full Norfolk County home insurance overview for all FEMA hazard ratings and flood coverage details. Flood damage is excluded from a standard homeowners policy.
The statewide average premium for a standard HO-3 homeowners policy in Massachusetts is $2,134 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $552,100 |
|---|---|
| Median year built | 1964 |
| Owner-occupied share | 67% |
| Share of owner-occupied homes with a mortgage | 70% |
| Top county hazard | Inland Flooding (Relatively High) |
| Active NFIP policies in Norfolk County | 5,629 |
| Home insurance premium | $2,134 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)