Home Insurance in Chevy Chase View, Maryland
Homes in Chevy Chase View carry a median value of $1,414,600 - 121% higher than the Montgomery County median.
The typical home in Chevy Chase View was built around 1956. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 56% of homes were built before 1960, about 36 points above Montgomery County's 20%.
In Chevy Chase View, the housing stock is 100% single-family homes.
76% of owner-occupied homes in Chevy Chase View carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Chevy Chase View has an owner-occupancy rate of 98% and a vacancy rate of 3%; unoccupied homes typically need a different coverage form.
In Chevy Chase View, 86% of homes are primarily heated with natural gas.
Montgomery County had 2,097 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is winter weather (Very High). See the full Montgomery County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Maryland carries a statewide average premium of $1,578 per year.
Key figures
| Median home value | $1,414,600 |
|---|---|
| Median year built | 1956 |
| Owner-occupied share | 98% |
| Share of owner-occupied homes with a mortgage | 76% |
| Top county hazard | Winter Weather (Very High) |
| Active NFIP policies in Montgomery County | 2,097 |
| Home insurance premium | $1,578 - statewide average (NAIC, 2023 data) |
Nearby towns
- Kensington
- North Chevy Chase
- Garrett Park
- Chevy Chase Section Five
- Chevy Chase
- Chevy Chase Section Three
- Martin's Additions
- Chevy Chase Village
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)