HomeInsuranceQts

Home Insurance in Millington, Maryland

The median home value in Millington is $232,100, 30% lower than the Kent County median.

The typical home in Millington was built around 1959. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 51% of homes were built before 1960, about 19 points above Kent County's 32%.

The housing stock in Millington is 87% single-family homes and 9% apartments in buildings with 5+ units.

About 92% of owner-occupied homes in Millington have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.

Millington has an owner-occupancy rate of 70% and a vacancy rate of 28%; unoccupied homes typically need a different coverage form.

Homes heated with propane and fuel oil can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. Most homes in Millington - 72% - are primarily heated with electricity.

Kent County had 568 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hurricane (Relatively Low). See the full Kent County home insurance overview for all FEMA hazard ratings and flood coverage details.

In Maryland, the statewide average premium for a standard HO-3 homeowners policy is $1,578 per year (NAIC, 2023 data).

Key figures

Median home value$232,100
Median year built1959
Owner-occupied share70%
Share of owner-occupied homes with a mortgage92%
Top county hazardHurricane (Relatively Low)
Active NFIP policies in Kent County568
Home insurance premium$1,578 - statewide average (NAIC, 2023 data)
Key home insurance figures for Millington, MD

Nearby towns

Sources

Data last updated: 2026-09-29