Home Insurance in Maurice, Louisiana
With a median home value of $241,000, Maurice is 48% higher than the Vermilion Parish median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Maurice was built around 2011. About 8% of homes were built before 1960, about 14 points below Vermilion Parish's 22%.
In Maurice, the housing stock is 81% single-family homes, 4% apartments in buildings with 5+ units and 14% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 61% of owner-occupied homes in Maurice have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Maurice has an owner-occupancy rate of 91% and a vacancy rate of 8%; unoccupied homes typically need a different coverage form.
Most homes in Maurice - 83% - are primarily heated with electricity.
What's the biggest home insurance risk near Maurice? FEMA's National Risk Index points to hurricane (Relatively High) in Vermilion Parish and Vermilion Parish had 4,414 active NFIP flood policies as of September 2026. See the full Vermilion Parish home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Louisiana is $3,027 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $241,000 |
|---|---|
| Median year built | 2011 |
| Owner-occupied share | 91% |
| Share of owner-occupied homes with a mortgage | 61% |
| Top county hazard | Hurricane (Relatively High) |
| Active NFIP policies in Vermilion Parish | 4,414 |
| Home insurance premium | $3,027 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)