Home Insurance in Newellton, Louisiana
Homes in Newellton carry a median value of $52,800 - 39% lower than the Tensas Parish median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in Newellton was built around 1970. About 23% of homes were built before 1960, about 4 points below Tensas Parish's 27%.
The housing stock in Newellton is 76% single-family homes, 5% apartments in buildings with 5+ units and 16% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 19% of owner-occupied homes in Newellton have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Newellton has an owner-occupancy rate of 55% and a vacancy rate of 23%; unoccupied homes typically need a different coverage form.
50% of homes in Newellton are primarily heated with natural gas.
Tensas Parish had 275 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hurricane (Relatively Low). See the full Tensas Parish home insurance overview for all FEMA hazard ratings and flood coverage details.
In Louisiana, the statewide average premium for a standard HO-3 homeowners policy is $3,027 per year (NAIC, 2023 data).
Key figures
| Median home value | $52,800 |
|---|---|
| Median year built | 1970 |
| Owner-occupied share | 55% |
| Share of owner-occupied homes with a mortgage | 19% |
| Top county hazard | Hurricane (Relatively Low) |
| Active NFIP policies in Tensas Parish | 275 |
| Home insurance premium | $3,027 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)