Home Insurance in Slidell, Louisiana
Homes in Slidell carry a median value of $217,700 - 23% lower than the St. Tammany Parish median.
Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. The typical home in Slidell was built around 1979. About 7% of homes were built before 1960, about 3 points above St. Tammany Parish's 4%.
Housing in Slidell breaks down to 76% single-family homes and 15% apartments in buildings with 5+ units.
About 59% of owner-occupied homes in Slidell have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Slidell has an owner-occupancy rate of 69% and a vacancy rate of 10%; unoccupied homes typically need a different coverage form.
In Slidell, 58% of homes are primarily heated with electricity.
FEMA rates St. Tammany Parish's overall risk as Relatively High, led by hurricane (Very High). St. Tammany Parish had 40,207 active NFIP flood policies as of September 2026. See the full St. Tammany Parish home insurance overview for all FEMA hazard ratings and flood coverage details.
In Louisiana, the statewide average premium for a standard HO-3 homeowners policy is $3,027 per year (NAIC, 2023 data).
Key figures
| Median home value | $217,700 |
|---|---|
| Median year built | 1979 |
| Owner-occupied share | 69% |
| Share of owner-occupied homes with a mortgage | 59% |
| Top county hazard | Hurricane (Very High) |
| Active NFIP policies in St. Tammany Parish | 40,207 |
| Home insurance premium | $3,027 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)