Home Insurance in Port Barre, Louisiana
With a median home value of $75,700, Port Barre is 47% lower than the St. Landry Parish median.
The typical home in Port Barre was built around 1976. About 9% of homes were built before 1960, about 6 points below St. Landry Parish's 15%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Port Barre, the housing stock is 54% single-family homes, 5% apartments in buildings with 5+ units and 34% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Port Barre, about 39% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Port Barre has an owner-occupancy rate of 62% and a vacancy rate of 17%; unoccupied homes typically need a different coverage form.
85% of homes in Port Barre are primarily heated with electricity.
St. Landry Parish had 2,352 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is tornado (Relatively High). See the full St. Landry Parish home insurance overview for all FEMA hazard ratings and flood coverage details.
In Louisiana, the statewide average premium for a standard HO-3 homeowners policy is $3,027 per year (NAIC, 2023 data).
Key figures
| Median home value | $75,700 |
|---|---|
| Median year built | 1976 |
| Owner-occupied share | 62% |
| Share of owner-occupied homes with a mortgage | 39% |
| Top county hazard | Tornado (Relatively High) |
| Active NFIP policies in St. Landry Parish | 2,352 |
| Home insurance premium | $3,027 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)