Home Insurance in Many, Louisiana
With a median home value of $116,600, Many is 5% lower than the Sabine Parish median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Many was built around 1971. About 30% of homes were built before 1960, about 20 points above Sabine Parish's 9%.
In Many, the housing stock is 68% single-family homes, 4% apartments in buildings with 5+ units and 11% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Many, about 37% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Many has an owner-occupancy rate of 56% and a vacancy rate of 31%; unoccupied homes typically need a different coverage form.
55% of homes in Many are primarily heated with electricity.
What's the biggest home insurance risk near Many? FEMA's National Risk Index points to strong wind (Relatively High) in Sabine Parish and Sabine Parish had 108 active NFIP flood policies as of September 2026. See the full Sabine Parish home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Louisiana is $3,027 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $116,600 |
|---|---|
| Median year built | 1971 |
| Owner-occupied share | 56% |
| Share of owner-occupied homes with a mortgage | 37% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Sabine Parish | 108 |
| Home insurance premium | $3,027 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)