Home Insurance in East Hodge, Louisiana
Homes in East Hodge carry a median value of $78,400 - 32% lower than the Jackson Parish median.
The typical home in East Hodge was built around 1982. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 17% of homes were built before 1960, about 3 points below Jackson Parish's 20%.
The housing stock in East Hodge is 56% single-family homes, 6% apartments in buildings with 5+ units and 7% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In East Hodge, about 22% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
About 54% of occupied homes in East Hodge are owner-occupied. The vacancy rate is 18%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In East Hodge, 50% of homes are primarily heated with natural gas.
FEMA rates Jackson Parish's overall risk as Very Low, led by strong wind (Relatively Moderate). Jackson Parish had 31 active NFIP flood policies as of September 2026. See the full Jackson Parish home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Louisiana is $3,027 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $78,400 |
|---|---|
| Median year built | 1982 |
| Owner-occupied share | 54% |
| Share of owner-occupied homes with a mortgage | 22% |
| Top county hazard | Strong Wind (Relatively Moderate) |
| Active NFIP policies in Jackson Parish | 31 |
| Home insurance premium | $3,027 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)