Home Insurance in Wilson, Louisiana
With a median home value of $121,600, Wilson is 47% lower than the East Feliciana Parish median.
The typical home in Wilson was built around 1989. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 11% of homes were built before 1960, about 5 points below East Feliciana Parish's 16%.
In Wilson, the housing stock is 36% single-family homes, 9% apartments in buildings with 5+ units and 55% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
About 69% of owner-occupied homes in Wilson have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Wilson has an owner-occupancy rate of 82% and a vacancy rate of 24%; unoccupied homes typically need a different coverage form.
81% of homes in Wilson are primarily heated with electricity.
FEMA rates East Feliciana Parish's overall risk as Relatively Low, led by hurricane (Relatively Moderate). East Feliciana Parish had 142 active NFIP flood policies as of September 2026. See the full East Feliciana Parish home insurance overview for all FEMA hazard ratings and flood coverage details.
In Louisiana, the statewide average premium for a standard HO-3 homeowners policy is $3,027 per year (NAIC, 2023 data).
Key figures
| Median home value | $121,600 |
|---|---|
| Median year built | 1989 |
| Owner-occupied share | 82% |
| Share of owner-occupied homes with a mortgage | 69% |
| Top county hazard | Hurricane (Relatively Moderate) |
| Active NFIP policies in East Feliciana Parish | 142 |
| Home insurance premium | $3,027 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)