Home Insurance in DeQuincy, Louisiana
Homes in DeQuincy carry a median value of $124,500 - 43% lower than the Calcasieu Parish median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The typical home in DeQuincy was built around 1967. About 43% of homes were built before 1960, about 26 points above Calcasieu Parish's 17%.
Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy. The housing stock in DeQuincy is 77% single-family homes, 6% apartments in buildings with 5+ units and 9% mobile or manufactured homes.
26% of owner-occupied homes in DeQuincy carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 60% of occupied homes in DeQuincy are owner-occupied. The vacancy rate is 20%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy.
In DeQuincy, 51% of homes are primarily heated with electricity.
FEMA rates Calcasieu Parish's overall risk as Relatively High, led by hurricane (Very High). Calcasieu Parish had 12,483 active NFIP flood policies as of September 2026. See the full Calcasieu Parish home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Louisiana carries a statewide average premium of $3,027 per year.
Key figures
| Median home value | $124,500 |
|---|---|
| Median year built | 1967 |
| Owner-occupied share | 60% |
| Share of owner-occupied homes with a mortgage | 26% |
| Top county hazard | Hurricane (Very High) |
| Active NFIP policies in Calcasieu Parish | 12,483 |
| Home insurance premium | $3,027 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)