Home Insurance in Haughton, Louisiana
The median home value in Haughton is $234,100, close to the Bossier Parish median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Haughton was built around 1993. About 8% of homes were built before 1960, about 4 points below Bossier Parish's 12%.
The housing stock in Haughton is 70% single-family homes and 30% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Haughton, about 68% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Haughton has an owner-occupancy rate of 77% and a vacancy rate of 13%; unoccupied homes typically need a different coverage form.
54% of homes in Haughton are primarily heated with electricity.
Bossier Parish's top FEMA-rated hazard is hail (Relatively Moderate), per FEMA's National Risk Index. Bossier Parish had 4,657 active NFIP flood policies as of September 2026. See the full Bossier Parish home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Louisiana is $3,027 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $234,100 |
|---|---|
| Median year built | 1993 |
| Owner-occupied share | 77% |
| Share of owner-occupied homes with a mortgage | 68% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Bossier Parish | 4,657 |
| Home insurance premium | $3,027 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)