Home Insurance in Old Brownsboro Place, Kentucky
Homes in Old Brownsboro Place carry a median value of $466,200 - 88% higher than the Jefferson County median.
The typical home in Old Brownsboro Place was built around 1977. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. About 1% of homes were built before 1960, about 34 points below Jefferson County's 35%.
In Old Brownsboro Place, the housing stock is 100% single-family homes.
About 66% of owner-occupied homes in Old Brownsboro Place have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 99% of occupied homes in Old Brownsboro Place are owner-occupied.
In Old Brownsboro Place, 87% of homes are primarily heated with natural gas.
FEMA rates Jefferson County's overall risk as Relatively High, led by tornado (Very High). Jefferson County had 3,848 active NFIP flood policies as of September 2026. See the full Jefferson County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Kentucky carries a statewide average premium of $1,525 per year.
Key figures
| Median home value | $466,200 |
|---|---|
| Median year built | 1977 |
| Owner-occupied share | 99% |
| Share of owner-occupied homes with a mortgage | 66% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in Jefferson County | 3,848 |
| Home insurance premium | $1,525 - statewide average (NAIC, 2023 data) |
Nearby towns
- Bancroft
- Spring Valley
- Barbourmeade
- Hills and Dales
- Glenview Manor
- Graymoor-Devondale
- Crossgate
- Plantation
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)