Home Insurance in Maryhill Estates, Kentucky
With a median home value of $686,200, Maryhill Estates is 176% higher than the Jefferson County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Maryhill Estates was built around 1964. About 23% of homes were built before 1960, about 12 points below Jefferson County's 35%.
Housing in Maryhill Estates breaks down to 100% single-family homes.
72% of owner-occupied homes in Maryhill Estates carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
About 99% of occupied homes in Maryhill Estates are owner-occupied.
77% of homes in Maryhill Estates are primarily heated with natural gas.
Jefferson County's top FEMA-rated hazard is tornado (Very High), per FEMA's National Risk Index. Jefferson County had 3,848 active NFIP flood policies as of September 2026. See the full Jefferson County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Kentucky, the statewide average premium for a standard HO-3 homeowners policy is $1,525 per year (NAIC, 2023 data).
Key figures
| Median home value | $686,200 |
|---|---|
| Median year built | 1964 |
| Owner-occupied share | 99% |
| Share of owner-occupied homes with a mortgage | 72% |
| Top county hazard | Tornado (Very High) |
| Active NFIP policies in Jefferson County | 3,848 |
| Home insurance premium | $1,525 - statewide average (NAIC, 2023 data) |
Nearby towns
- Bellewood
- Brownsboro Village
- Windy Hills
- Rolling Fields
- Richlawn
- Woodlawn Park
- Riverwood
- Norbourne Estates
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)