Home Insurance in Greenleaf, Kansas
With a median home value of $82,300, Greenleaf is 30% lower than the Washington County median.
The median home in Greenleaf was built in 1939 or earlier. About 68% of homes were built before 1960, about 8 points above Washington County's 60%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Greenleaf breaks down to 89% single-family homes, 6% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
45% of owner-occupied homes in Greenleaf carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
Greenleaf has an owner-occupancy rate of 76% and a vacancy rate of 17%; unoccupied homes typically need a different coverage form.
Most homes in Greenleaf - 77% - are primarily heated with natural gas.
Washington County had 5 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Moderate). See the full Washington County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Kansas carries a statewide average premium of $1,733 per year.
Key figures
| Median home value | $82,300 |
|---|---|
| Median year built | 1939 or earlier |
| Owner-occupied share | 76% |
| Share of owner-occupied homes with a mortgage | 45% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Washington County | 5 |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)