Home Insurance in Collyer, Kansas
The median home value in Collyer is $84,100, 30% lower than the Trego County median.
The typical home in Collyer was built around 1943. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. About 67% of homes were built before 1960, about 21 points above Trego County's 46%.
The housing stock in Collyer is 99% single-family homes.
59% of owner-occupied homes in Collyer carry a mortgage, and mortgage lenders require hazard insurance for as long as the loan is active.
The vacancy rate is 36%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 93% of occupied homes in Collyer are owner-occupied.
In Collyer, 95% of homes are primarily heated with natural gas.
Trego County has no active NFIP flood policies on file. Its top FEMA-rated hazard is hail (Relatively Low). See the full Trego County home insurance overview for all FEMA hazard ratings and flood coverage details.
According to the NAIC homeowners insurance report (2023 data), a standard HO-3 homeowners policy in Kansas carries a statewide average premium of $1,733 per year.
Key figures
| Median home value | $84,100 |
|---|---|
| Median year built | 1943 |
| Owner-occupied share | 93% |
| Share of owner-occupied homes with a mortgage | 59% |
| Top county hazard | Hail (Relatively Low) |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)