Home Insurance in Willowbrook, Kansas
The median home value in Willowbrook is $422,700, 219% higher than the Reno County median.
The typical home in Willowbrook was built around 1963. About 46% of homes were built before 1960, about 1 point below Reno County's 47%. Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
Housing in Willowbrook breaks down to 100% single-family homes.
About 30% of owner-occupied homes in Willowbrook have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
About 96% of occupied homes in Willowbrook are owner-occupied.
Most homes in Willowbrook - 82% - are primarily heated with natural gas.
FEMA rates Reno County's overall risk as Relatively Low, led by strong wind (Relatively High). Reno County had 213 active NFIP flood policies as of September 2026. See the full Reno County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Kansas is $1,733 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $422,700 |
|---|---|
| Median year built | 1963 |
| Owner-occupied share | 96% |
| Share of owner-occupied homes with a mortgage | 30% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Reno County | 213 |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)