Home Insurance in Turon, Kansas
The median home value in Turon is $48,000, 64% lower than the Reno County median.
The typical home in Turon was built around 1950. About 73% of homes were built before 1960, about 25 points above Reno County's 47%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Turon, the housing stock is 99% single-family homes and 1% mobile or manufactured homes.
About 35% of owner-occupied homes in Turon have a mortgage. Lenders require hazard (homeowners) insurance on any home carrying a mortgage.
Turon has an owner-occupancy rate of 92% and a vacancy rate of 25%; unoccupied homes typically need a different coverage form.
89% of homes in Turon are primarily heated with natural gas.
Reno County had 213 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is strong wind (Relatively High). See the full Reno County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Kansas, the statewide average premium for a standard HO-3 homeowners policy is $1,733 per year (NAIC, 2023 data).
Key figures
| Median home value | $48,000 |
|---|---|
| Median year built | 1950 |
| Owner-occupied share | 92% |
| Share of owner-occupied homes with a mortgage | 35% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Reno County | 213 |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)