Home Insurance in Speed, Kansas
The median home value in Speed is $58,300, 40% lower than the Phillips County median.
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The median home in Speed was built in 1939 or earlier. About 100% of homes were built before 1960, about 51 points above Phillips County's 49%.
Housing in Speed breaks down to 100% single-family homes.
Almost no owner-occupied homes in Speed carry a mortgage.
All occupied homes in Speed are owner-occupied.
In Speed, 100% of homes are primarily heated with natural gas.
Phillips County's top FEMA-rated hazard is hail (Relatively High), per FEMA's National Risk Index. Phillips County has no active NFIP flood policies on file. See the full Phillips County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Kansas is $1,733 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $58,300 |
|---|---|
| Median year built | 1939 or earlier |
| Owner-occupied share | 100% |
| Share of owner-occupied homes with a mortgage | 0% |
| Top county hazard | Hail (Relatively High) |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)