Home Insurance in Lehigh, Kansas
Homes in Lehigh carry a median value of $85,000 - 32% lower than the Marion County median.
The typical home in Lehigh was built around 1969. About 46% of homes were built before 1960, about 9 points below Marion County's 55%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
In Lehigh, the housing stock is 83% single-family homes and 17% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Lehigh, about 51% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Lehigh has an owner-occupancy rate of 58% and a vacancy rate of 13%; unoccupied homes typically need a different coverage form.
Most homes in Lehigh - 95% - are primarily heated with natural gas.
FEMA rates Marion County's overall risk as Very Low, led by hail (Relatively Moderate). Marion County had 15 active NFIP flood policies as of September 2026. See the full Marion County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Kansas is $1,733 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $85,000 |
|---|---|
| Median year built | 1969 |
| Owner-occupied share | 58% |
| Share of owner-occupied homes with a mortgage | 51% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Marion County | 15 |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)