Home Insurance in Webber, Kansas
Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them. The median home in Webber was built in 1939 or earlier. About 68% of homes were built before 1960, about 8 points above Jewell County's 59%.
In Webber, the housing stock is 71% single-family homes and 29% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
Almost no owner-occupied homes in Webber carry a mortgage.
The vacancy rate is 68%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. All occupied homes in Webber are owner-occupied.
Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies. Most homes in Webber - 100% - are primarily heated with propane.
FEMA rates Jewell County's overall risk as Very Low, led by hail (Relatively High). Jewell County has no active NFIP flood policies on file. See the full Jewell County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Kansas, the statewide average premium for a standard HO-3 homeowners policy is $1,733 per year (NAIC, 2023 data).
Key figures
| Median year built | 1939 or earlier |
|---|---|
| Owner-occupied share | 100% |
| Share of owner-occupied homes with a mortgage | 0% |
| Top county hazard | Hail (Relatively High) |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)