Home Insurance in Jetmore, Kansas
With a median home value of $94,300, Jetmore is 7% lower than the Hodgeman County median.
The typical home in Jetmore was built around 1958. About 54% of homes were built before 1960, in line with Hodgeman County (54%). Aging wiring, roofing and plumbing in older homes can push up the cost to insure or rebuild them.
In Jetmore, the housing stock is 83% single-family homes, 2% apartments in buildings with 5+ units and 4% mobile or manufactured homes. The rest are 2-4 unit or other housing types. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Jetmore, about 37% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Jetmore has an owner-occupancy rate of 70% and a vacancy rate of 19%; unoccupied homes typically need a different coverage form.
89% of homes in Jetmore are primarily heated with natural gas.
FEMA rates Hodgeman County's overall risk as Very Low, led by hail (Relatively Moderate). Hodgeman County has no active NFIP flood policies on file. See the full Hodgeman County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Kansas is $1,733 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $94,300 |
|---|---|
| Median year built | 1958 |
| Owner-occupied share | 70% |
| Share of owner-occupied homes with a mortgage | 37% |
| Top county hazard | Hail (Relatively Moderate) |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)