Home Insurance in Grandview Plaza, Kansas
With a median home value of $62,100, Grandview Plaza is 64% lower than the Geary County median.
The typical home in Grandview Plaza was built around 2001. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild. About 3% of homes were built before 1960, about 19 points below Geary County's 22%.
The housing stock in Grandview Plaza is 16% single-family homes, 55% apartments in buildings with 5+ units and 26% mobile or manufactured homes. Mobile and manufactured homes typically need a manufactured-home (HO-7) policy rather than a standard homeowners policy.
In Grandview Plaza, about 43% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
Grandview Plaza has an owner-occupancy rate of 35% and a vacancy rate of 13%; unoccupied homes typically need a different coverage form.
56% of homes in Grandview Plaza are primarily heated with electricity.
What's the biggest home insurance risk near Grandview Plaza? FEMA's National Risk Index points to winter weather (Relatively High) in Geary County and Geary County had 66 active NFIP flood policies as of September 2026. See the full Geary County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Kansas is $1,733 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $62,100 |
|---|---|
| Median year built | 2001 |
| Owner-occupied share | 35% |
| Share of owner-occupied homes with a mortgage | 43% |
| Top county hazard | Winter Weather (Relatively High) |
| Active NFIP policies in Geary County | 66 |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)