Home Insurance in Belpre, Kansas
The median home value in Belpre is $39,000, 45% lower than the Edwards County median.
Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing. The typical home in Belpre was built around 1952. About 65% of homes were built before 1960, about 4 points below Edwards County's 69%.
The housing stock in Belpre is 100% single-family homes.
Almost no owner-occupied homes in Belpre carry a mortgage.
Belpre has an owner-occupancy rate of 74% and a vacancy rate of 37%; unoccupied homes typically need a different coverage form.
In Belpre, 96% of homes are primarily heated with natural gas.
Edwards County had 50 active NFIP flood policies as of September 2026. Its top FEMA-rated hazard is hail (Relatively Moderate). See the full Edwards County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Kansas, the statewide average premium for a standard HO-3 homeowners policy is $1,733 per year (NAIC, 2023 data).
Key figures
| Median home value | $39,000 |
|---|---|
| Median year built | 1952 |
| Owner-occupied share | 74% |
| Share of owner-occupied homes with a mortgage | 0% |
| Top county hazard | Hail (Relatively Moderate) |
| Active NFIP policies in Edwards County | 50 |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)