Home Insurance in Pittsburg, Kansas
With a median home value of $123,200, Pittsburg is 7% lower than the Crawford County median.
The typical home in Pittsburg was built around 1968. About 42% of homes were built before 1960, about 5 points above Crawford County's 37%. Because older housing stock often has aging wiring, roofing or plumbing, it can cost more to insure or rebuild.
Housing in Pittsburg breaks down to 71% single-family homes, 20% apartments in buildings with 5+ units and 1% mobile or manufactured homes.
In Pittsburg, about 59% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
The vacancy rate is 12%; vacant or unoccupied homes typically need a different coverage form than an owner-occupied policy. About 46% of occupied homes in Pittsburg are owner-occupied.
Most homes in Pittsburg - 64% - are primarily heated with natural gas.
What's the biggest home insurance risk near Pittsburg? FEMA's National Risk Index points to strong wind (Relatively High) in Crawford County and Crawford County had 75 active NFIP flood policies as of September 2026. See the full Crawford County home insurance overview for all FEMA hazard ratings and flood coverage details.
In Kansas, the statewide average premium for a standard HO-3 homeowners policy is $1,733 per year (NAIC, 2023 data).
Key figures
| Median home value | $123,200 |
|---|---|
| Median year built | 1968 |
| Owner-occupied share | 46% |
| Share of owner-occupied homes with a mortgage | 59% |
| Top county hazard | Strong Wind (Relatively High) |
| Active NFIP policies in Crawford County | 75 |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)