Home Insurance in New Strawn, Kansas
With a median home value of $174,500, New Strawn is 11% higher than the Coffey County median.
The typical home in New Strawn was built around 1977. About 13% of homes were built before 1960, about 28 points below Coffey County's 41%. Older homes can cost more to insure or rebuild because of aging wiring, roofing and plumbing.
Housing in New Strawn breaks down to 94% single-family homes.
In New Strawn, about 68% of owner-occupied homes have a mortgage - lenders require hazard insurance on every mortgaged home.
New Strawn has an owner-occupancy rate of 84% and a vacancy rate of 11%; unoccupied homes typically need a different coverage form.
Most homes in New Strawn - 73% - are primarily heated with natural gas. Homes heated with propane can carry added fire risk. Fuel-tank leaks and spills are often excluded from standard homeowners policies.
Coffey County's top FEMA-rated hazard is wildfire (Relatively Low), per FEMA's National Risk Index. Coffey County had 11 active NFIP flood policies as of September 2026. See the full Coffey County home insurance overview for all FEMA hazard ratings and flood coverage details.
The statewide average premium for a standard HO-3 homeowners policy in Kansas is $1,733 per year, according to the NAIC homeowners insurance report (2023 data).
Key figures
| Median home value | $174,500 |
|---|---|
| Median year built | 1977 |
| Owner-occupied share | 84% |
| Share of owner-occupied homes with a mortgage | 68% |
| Top county hazard | Wildfire (Relatively Low) |
| Active NFIP policies in Coffey County | 11 |
| Home insurance premium | $1,733 - statewide average (NAIC, 2023 data) |
Nearby towns
Sources
Data last updated: 2026-09-29
- U.S. Census Bureau Gazetteer Files (2024)
- U.S. Census Bureau, American Community Survey 2020-2024 5-Year Estimates (2024)
- FEMA National Risk Index (December 2025)
- FEMA OpenFEMA NFIP Redacted Policies v3 (2026)
- NAIC Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2023 (published 2026) (2023)